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    • About Us
      • Who we Are
    • Buyer Tools
      • First Time Home Buyers
      • Loan Options
      • Program Details
      • Calculator
      • FAQ
      • File Your Homestead Ex.
      • Mortgage Check-Up
    • Apply Now
    • Reviews
    • Español
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      • Quienes somos
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  • Home
  • About Us
    • Who we Are
  • Buyer Tools
    • First Time Home Buyers
    • Loan Options
    • Program Details
    • Calculator
    • FAQ
    • File Your Homestead Ex.
    • Mortgage Check-Up
  • Apply Now
  • Reviews
  • Español
    • Cuales son tus metas
    • Quienes somos
    • Opciones de Prestamo
    • Aplicar Ahora
    • Contacto
  • Disclaimers
  • Social Media & Blog
  • Contact Us

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Welcome, First-Time Home buyers!

Congratulations! You are about to embark on one of the most exciting and life-changing journeys—buying your first home. This isn’t just a financial decision; it’s the start of building a future, creating cherished memories, and achieving a dream for you and your family. We are deeply honored to be your guiding light as you navigate this monumental milestone.


We understand that the process can feel overwhelming, especially if you’re just starting to learn about real estate and mortgages. But don’t worry—you’re not alone. Our mission is to ensure you feel confident, informed, and supported every step of the way. From understanding the basics to unlocking the door to your new home, we’ll be here to make this journey smooth, joyful, and empowering.


 Quick Tips for First-Time Buyers: 


 

  1. Get Pre-Approved: Knowing your budget helps you focus on homes within your price range, saving you time, and your pre-approval letter strengthens your offer.
  2. Understand Your Credit: A strong credit score can open doors to better loan options and savings. We can guide you to strengthening your credit. 
  3. Save for a Down Payment: Even with low down payment options available, having savings ready is a really smart step.
  4. Think Long-Term: Choose a home that aligns with your future goals, not just your current needs. We can help offer various perspectives. 
  5. Ask Questions: No question is too small or insignificant—we’re here to guide you all the way through. 

This is more than just buying a house; it is about building a foundation for your dreams, your family, and your goals. Let us help you make this journey a success. With Lumos Mortgage Group, your dream is closer than you think. 


Ready to take the first step? 


Click below to learn more and start your journey today. 

Learn More

Documents for First Time Home Buyer Loans

Do's & Don'ts (pdf)

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NMLS ID: 2598846

Illuminating the Real Estate Experience. 


LUMOS is your trusted resource for Mortgage Loan needs in Florida & Texas. 

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Lumos Mortgage Group

17687 NW 78th Ave, Hialeah, FL 33015

Reach Us: FLORIDA: 954.737.5410 TEXAS: 945.292.4774 E-Mail: info@LumosMtg.com

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Monday - Friday: 9am - 7pm

Saturday: By appointment

Sunday: Closed



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Copyright © 2023 Lumos Mortgage Group LLC. | NMLS# 2598846


To view our NMLS Filings, CLICK HERE

All loans are subject to credit approval by the lender underwriter. 

Other restrictions apply.

Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank.


Lumos Mortgage Group  |  NMLS# 2598846 | All Rights Reserved | 

Equal Housing Opportunity.


 17687 NW 78th Ave, Hialeah, FL 33015 

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