Verified reviews

4.99 across 215 reviews.

Aggregated live from Experience.com — Google (79), Experience.com (87), Zillow (49). 100% 5-star.

"Thank you Lumos Mortgage Group for all your support during my buyer's financing process. It was a challenging one but we made it!! I will definitely recommend you to more clients."

I

Isabel Z.

Google · May 2026

"Excellent work and dedication! We are grateful!"

C

Cindy M.

Google · May 2026

"We are super happy — thanks to Yoster and Joselin for making this dream come true! I could see God's hand all the way through them. God bless you family!"

A

Andres L.

Google · May 2026

"Working with Lumos Mortgage Group was truly an exceptional experience. As a first-time homebuyer, I initially felt overwhelmed — they made everything feel smooth, clear, and completely manageable from day one."

Z

Zarina M.

Google · April 2026

"After more than 7 months of trying to close with another lender, I had honestly lost hope. Then I found Yoster and the team at Lumos, and everything changed. Honest, conservative, and got the job done."

A

Angelie

Google · March 2026

"Thanks to Lumos Mortgage, I closed the purchase of my second investment property. Professionalism, trustworthiness, and an impeccable process from start to finish."

M

Marisol F.

Google · March 2026

"Truly an exceptional experience. As a first-time homebuyer, they took the time to explain every step. I never felt rushed or in the dark."

L

Lazara M.

Experience.com · April 2026

Our Light Shines

Discover why clients and partners trust Lumos Mortgage Group.

From first-time homebuyers to seasoned investors, our reviews highlight the care, expertise, and dedication we bring to every relationship. Click below to leave your testimonial.

Lumos Mortgage Group

7260 SW 39 Ter. Suite A, Miami, FL 33155

NMLS ID: 2598846

Florida: 954.737.5410

Texas: 945.292.4774

Email: info@LumosMtg.com

Why clients trust us

Verified, licensed, bilingual.

Inside Lumos

Real moments, real people.

Behind every approval is a relationship. A peek into the work, the teaching, and the team that make Lumos feel like home.

Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls
Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls

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