Our people
Meet The Team
Bilingual, boutique, and built around real relationships. The people behind every Lumos approval.


Our Broker Owner, Joselin Chiu, is a Goldman Sachs 10,000 Small Businesses alum.
Joselin joined the highly selective Goldman Sachs program designed to help small business owners scale — sharpening Lumos Mortgage Group's operations, leadership and growth strategy so we can serve more Florida and Texas families with the kind of care big banks can't match.
Read the announcement
CEO | Mortgage Broker Owner
Joselin ChiuWe've got you, and we've got a plan.
NMLS 1178544
I'm Joselin, broker-owner of Lumos Mortgage Group, and a mom first. For 20+ years I've helped families in Florida and Texas get home, especially the ones who were told "no": first-time buyers, business owners whose write-offs scared off the bank, and families building credit for the first time. I'll explain every step in English or Spanish, run the numbers until the plan makes sense, and fight for your file like it's my own. You're not alone in this. We've got you, and we've got a plan.

















