Homestead Exemption (Florida)
Save up to $50K off your assessed value, plus cap annual increases at 3% under Save Our Homes. File by March 1st of the year after purchase.
Homeowner resources
The stuff nobody tells you after closing.
Homestead exemption deadlines, property tax bills, escrow analyses, insurance pitfalls — bookmarked and explained. Serving the entire state of Florida and Texas, fully bilingual (English & Español).
Privacy
Take Back Your Privacy
Stop unsolicited credit card and loan offers. Opt out through the official Consumer Credit Reporting Industry site.
Property appraiser search
Find your county appraiser.
Check assessed values, taxes, ownership history & exemptions — direct from the source.
Property Tax Bills & Deadlines
FL bills mail Nov 1 — pay early for discounts (4% Nov, 3% Dec, 2% Jan, 1% Feb). TX taxes due Jan 31. We can pull your bill if escrowed.
Escrow 101
Your monthly payment includes 1/12 of annual taxes and insurance. The lender holds the money and pays the bills on your behalf. Get an analysis every year.
Homeowners & Wind Insurance (FL)
Florida insurance is its own animal — wind, flood, and 4-point inspections matter. Shop early and bundle when you can.
Miami-Dade Condo Docs
Lender review of condo association documents — required for most condo financing in South Florida.
Closing Documents Glossary
Loan Estimate, Closing Disclosure, title insurance, HUD-1 — we walk you through every line, in English or Spanish.
Privacy & Credit Protection
After applying for a mortgage, you can opt out of trigger leads — those calls from random lenders. We'll help you lock it down.
