Investor · Texas
DSCR Investor Loan in Texas
Building a rental portfolio in Texas? DSCR loans qualify the property — not you.
Common challenges we solve
- Already at the 10-property conventional limit
- Don't want to share personal tax returns
- Need to close in an LLC
What you get with Lumos
Property-cash-flow underwriting only
Up to 80% LTV
Unlimited number of properties
Loan programs that typically fit
Frequently asked
- What's the minimum DSCR?
- 1.0 for best pricing; programs available down to 0.75.
- Can I close in my LLC?
- Yes — that's the standard structure.
