Investor · Texas
Fix & Flip in Texas
Flipping houses in Texas? Fast hard-money and bridge financing that funds purchase and rehab in one loan.
Common challenges we solve
- Need to move fast on auctions and off-market deals
- Want rehab funds rolled into the loan
- Variable exit timelines
What you get with Lumos
Up to 90% of purchase + 100% of rehab
Close in 7–14 days
Interest-only during rehab
Loan programs that typically fit
Frequently asked
- What credit score do I need?
- 660+ for best pricing; we have programs down to 620.
- Do I need flip experience?
- Not required for entry, but pricing improves with documented track record.
















