Luxury · Texas
Jumbo Home Buyer in Texas
Buying above the conforming limit in Texas? Get white-glove jumbo financing up to $5M with portfolio and bank-statement options.
Common challenges we solve
- Conforming limits too low for the home you want
- Complex income structures (RSUs, bonuses, K-1s)
- Demanding closing timelines
What you get with Lumos
Jumbo to $5M+ (super-jumbo by quote)
RSU, bonus, and K-1 income recognized
Asset-based options for portfolio buyers
Loan programs that typically fit
Frequently asked
- How much down on a jumbo?
- 10% down available up to certain loan sizes; 20% standard above.
- Can RSUs count as income?
- Yes — with a 2-year vesting history and continuing schedule.
