Move-In · Texas
New Job Relocation in Texas
Relocating to Texas for a new role? Close on schedule — even before your start date — without a rental in between.
Common challenges we solve
- Short timeline between offer and start date
- No local employment history yet
- Selling a home in your previous state
- Coordinating temporary housing if the close slips
What you get with Lumos
Pre-start-date closings using your signed offer letter
Out-of-state appraisal and remote-notary closings
Bridge financing from your current home's equity
What's different in Texas
Relocating buyers are often surprised that Texas property taxes are higher than in their old state even with no state income tax; newer suburbs may also add MUD or PID assessments. We pull the actual tax rate for each home you consider.
Loan programs that typically fit
Frequently asked
- Can I close before I start the new job?
- Yes — many lenders allow it within 60 days of your start date with a non-contingent offer letter.
- Do I have to sell my current home first?
- No — we can structure with bridge financing or use 75% of projected rent as income.
- How fast can you close?
- Fast closings are possible on complete files; timelines depend on the lender and property.
