Estate Planning · Florida
Trust / Estate Planning Purchase in Florida
Buying or refinancing in Florida inside a revocable or irrevocable trust for estate-planning purposes? We place trust loans with our lending partners every month.
Common challenges we solve
- Title company unfamiliar with trust closings
- Multiple trustees and beneficiaries
- Coordinating with your estate attorney
What you get with Lumos
Closings in revocable or land trusts
Title and tax coordination handled
Pricing is typically comparable to a personal-name loan
What's different in Florida
Florida allows a home held in a qualifying revocable trust to keep its homestead exemption when the beneficiary lives there, and land trusts are commonly used in Florida for privacy. The title company reviews the trust agreement or a trustee certification before closing.
Loan programs that typically fit
Frequently asked
- Will rates be higher?
- On a revocable trust, pricing is typically comparable to a personal-name loan.
- Do you work with my attorney?
- Yes — we coordinate directly to avoid duplicative documents.
