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      • Who we Are
    • Buyer Tools
      • First Time Home Buyers
      • Loan Options
      • Program Details
      • Calculator
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      • Mortgage Check-Up
    • Apply Now
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  • Home
  • About Us
    • Who we Are
  • Buyer Tools
    • First Time Home Buyers
    • Loan Options
    • Program Details
    • Calculator
    • FAQ
    • File Your Homestead Ex.
    • Mortgage Check-Up
  • Apply Now
  • Reviews
  • Español
    • Cuales son tus metas
    • Quienes somos
    • Opciones de Prestamo
    • Aplicar Ahora
    • Contacto
  • Disclaimers
  • Social Media & Blog
  • Contact Us

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SELF EMPLOYED BUYERS

Asset Depletion Loans

1-Year Profit & Loss Statement Loans

1-Year Profit & Loss Statement Loans

Asset depletion loans use liquid assets instead of traditional income to qualify, ideal for retirees or high-net-worth individuals. No income documentation required! 

1-Year Profit & Loss Statement Loans

1-Year Profit & Loss Statement Loans

1-Year Profit & Loss Statement Loans

For self-employed borrowers, these loans use a single year's profit and loss statement for qualification instead of traditional documentation. 

Bank Statement Loans

Bank Statement Loans

Bank Statement Loans

Perfect for self-employed borrowers, bank statement loans use your average deposits to qualify, without needing traditional tax returns.  

Commercial Loans

Bank Statement Loans

Bank Statement Loans

Commercial loans are designed for purchasing or refinancing business properties, offering tailored solutions for entrepreneurs 

Connect With Lumos

Contact Us

NMLS ID: 2598846

Illuminating the Real Estate Experience. 


LUMOS is your trusted resource for Mortgage Loan needs in Florida & Texas. 

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Lumos Mortgage Group

17687 NW 78th Ave, Hialeah, FL 33015

Reach Us: FLORIDA: 954.737.5410 TEXAS: 945.292.4774 E-Mail: info@LumosMtg.com

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Monday - Friday: 9am - 6pm

Saturday: By appointment

Sunday: Closed



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Copyright © 2023 Lumos Mortgage Group LLC. | NMLS# 2598846


To view our NMLS Filings, CLICK HERE

All loans are subject to credit approval by the lender underwriter. 

Other restrictions apply.

Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank.


Lumos Mortgage Group  |  NMLS# 2598846 | All Rights Reserved | 

Equal Housing Opportunity.


 17687 NW 78th Ave, Hialeah, FL 33015 

  • Home
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  • FAQ
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