Commercial · Florida & Texas
Commercial Bridge / Hard Money
Fast 12–36 month bridge financing for value-add commercial real estate, repositioning, and time-sensitive closings.
Common challenges we solve
- Need to close in 14 days
- Property doesn't yet cash-flow
- Need rehab/leasing capital
What you get with Lumos
Close in 7–21 days
Up to 75% LTV / 80% LTC
Interest-only during hold period
Loan programs that typically fit
Frequently asked
- What's the exit?
- Refinance into permanent (agency, CMBS, bank) once stabilized.
















