Commercial · Florida & Texas
Mixed-Use Property
Retail-on-bottom, residential-on-top mixed-use buildings financed with commercial portfolio and CMBS programs.
Common challenges we solve
- Underwriting splits residential and commercial NOI
- Local zoning and use questions
- Coordinating with rent rolls from multiple tenant types
What you get with Lumos
Up to 75% LTV
20–25 year amortizations
Both purchase and cash-out refi
Loan programs that typically fit
Frequently asked
- What residential ratio is OK?
- Typically up to 50% residential by income; varies by lender.
