Commercial · Florida & Texas
Commercial Construction
Ground-up commercial construction financing for multifamily, retail, office, and industrial across Florida and Texas.
Common challenges we solve
- Coordinating GC, draws, and inspections
- Construction-to-perm vs separate take-out
- Pre-leasing and pre-sale requirements
What you get with Lumos
Up to 75% loan-to-cost
Interest-only during construction
Single-close construction-to-perm options
Loan programs that typically fit
Frequently asked
- How much equity is required?
- Typically 25–35% of total project cost.
