Commercial · Florida & Texas
Foreign National Commercial
International investors buying U.S. commercial property in Florida and Texas — closed in your LLC or offshore entity.
Common challenges we solve
- No U.S. credit history
- Need offshore-entity or LLC ownership
- Remote closings and wires
What you get with Lumos
Up to 65% LTV
No U.S. SSN required
Coordination with FIRPTA and tax structure
Loan programs that typically fit
Frequently asked
- What entity should I use?
- Usually a U.S. LLC; sometimes paired with an offshore parent. We coordinate with your CPA.
















