Commercial · Florida & Texas
Industrial / Warehouse
Warehouse, flex, and light-industrial property financing — one of the strongest CRE asset classes.
Common challenges we solve
- Specialized improvements (clear height, dock doors)
- Owner-occupied vs investor financing
- Zoning and environmental review
What you get with Lumos
Up to 80% LTV on owner-occupied
SBA 504 long-term fixed options
Bridge for value-add and conversion
Loan programs that typically fit
Frequently asked
- Owner-occupied threshold?
- Your business must occupy at least 51% of the building to qualify for SBA.
















