Commercial · Florida & Texas
Investor / DSCR Commercial
DSCR-based commercial financing for investors who want property-level qualifying without sharing tax returns.
Common challenges we solve
- Don't want to share personal financials
- Scaling a CRE portfolio
- Need LLC or partnership ownership
What you get with Lumos
Up to 75% LTV
Minimal personal income docs
Closes in LLC or partnership
Loan programs that typically fit
Frequently asked
- What DSCR ratio?
- 1.20+ typical for commercial DSCR.
