Commercial · Florida & Texas
SBA 7(a) Loan
SBA 7(a) loans for small-business acquisition, working capital, equipment, and partial owner-occupied real estate.
Common challenges we solve
- Lender preferences vary widely
- Long documentation lists
- Personal guaranty requirements
What you get with Lumos
Up to $5M loan amount
10–25 year terms
Low down payment (often 10%)
Loan programs that typically fit
Frequently asked
- Can I refinance existing business debt?
- Yes — SBA 7(a) allows refinance of qualifying business debt.
