Tipo de propiedad · Florida

Hipoteca para condotel en Florida

¿Vas a comprar un condotel en Florida? Hay prestamistas non-QM especializados que los tratan como propiedad residencial — no comercial.

Retos comunes que resolvemos

  • La mayoría de los prestamistas convencionales rechazan los condoteles
  • Quieres uso personal más ingreso por renta
  • Contratos de la asociación y de la compañía administradora

Lo que obtienes con Lumos

Programas non-QM y de portafolio para condoteles

Opciones de apalancamiento competitivas

Ocupación como inversión o segunda vivienda

Qué cambia en Florida

Los condoteles en Florida se concentran en Miami Beach y la zona turística de Orlando. Los prestamistas revisan el contrato de administración de rentas y el estado de las inspecciones de hito y reservas SIRS del edificio, y las estancias cortas pagan los impuestos de turismo de Florida.

Programas de préstamo que suelen funcionar

Preguntas frecuentes

¿Qué hace que sea un condotel?
Administración tipo hotel, recepción en el lugar y un programa de renta diaria.
¿Qué pago inicial necesito?
Los requisitos de pago inicial varían según el programa — te mostramos tus opciones.

Páginas relacionadas

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Inside Lumos

Real moments, real people.

Behind every approval is a relationship. A peek into the work, the teaching, and the team that make Lumos feel like home.

Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls
Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls

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