Servicio militar · Florida

Préstamo VA para veteranos y militares en Florida

¿Eres militar activo, veterano o cónyuge sobreviviente y quieres comprar en Florida? Usa tu beneficio: préstamos VA para veteranos elegibles, sin PMI mensual.

Retos comunes que resolvemos

  • Dudas sobre tu elegibilidad VA y el funding fee
  • Órdenes PCS que obligan a cerrar rápido
  • Quieres conservar tu casa actual como renta VA
  • Vendedores que no conocen los requisitos de tasación VA

Lo que obtienes con Lumos

Para veteranos elegibles

Sin PMI mensual en préstamos VA

Elegibilidad adicional (bonus entitlement) para más de un préstamo VA

Qué cambia en Florida

Florida ofrece exenciones adicionales de impuestos a la propiedad para veteranos con discapacidad relacionada con el servicio, además de la exención de homestead — el tasador de propiedad del condado determina la elegibilidad. Que Florida no tenga impuesto estatal sobre la renta también beneficia a militares retirados.

Programas de préstamo que suelen funcionar

Preguntas frecuentes

¿Puedo tener dos préstamos VA al mismo tiempo?
Sí — la elegibilidad adicional puede permitir un segundo préstamo VA cuando te trasladan o cambias de casa, sujeto a aprobación del prestamista.
¿Se exonera el funding fee?
Se exonera para veteranos con discapacidad relacionada con el servicio y cónyuges sobrevivientes elegibles.
¿Los vendedores aceptan ofertas VA?
Asesoramos a tu agente para que tu oferta VA compita con ofertas en efectivo y convencionales.

Páginas relacionadas

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Behind every approval is a relationship. A peek into the work, the teaching, and the team that make Lumos feel like home.

Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls
Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls

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