Local Texas market · Collin County

Plano, Texas Mortgage Broker

Plano established neighborhoods and Legacy-area employment make timing important for corporate transfers and move-up families. We review job documentation, taxes and HOA obligations before comparing lenders.

Neighborhoods we serve in Plano

  • Willow Bend
  • Legacy West
  • Old Town Plano
  • Deerfield
  • Preston Meadow

What to know about buying in Plano

Local housing

Established suburban homes, townhomes and a strong corporate-relocation market.

Qualifying considerations

Collin Central Appraisal District records cover the city stated county. Verify boundaries, taxing entities, HOA dues and any special assessments for the parcel.

Programs Plano buyers use most

Frequently asked questions

Can a corporate transfer package support a Plano purchase?
Documented eligible compensation or benefits may be considered according to program and lender guidelines.
Where are Plano property values verified?
For the stated Collin County service area, use Collin Central Appraisal District and confirm all taxing entities.
How do Plano HOA dues affect qualifying?
Required recurring dues and known assessments are generally included in the monthly housing obligation.
Can a parent help a first-time Plano buyer?
Some programs allow gifts or a qualifying non-occupant co-borrower, subject to documentation and lender approval.

Nearby cities

Why clients trust us

Verified, licensed, bilingual.

Inside Lumos

Real moments, real people.

Behind every approval is a relationship. A peek into the work, the teaching, and the team that make Lumos feel like home.

Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls
Joselin I. Chiu — Broker Owner
Founder
Joselin I. Chiu — Broker Owner
Handing the keys to our first-time home buyers!
Closings
Handing the keys to our first-time home buyers!
Miami Board of Realtors PAC Advisory Board
Leadership
Miami Board of Realtors PAC Advisory Board
Closing day with our clients at Vogue Title
Closings
Closing day with our clients at Vogue Title
On-site with the Stratwell team
Community
On-site with the Stratwell team
Happy closing at Sunlife Title
Closings
Happy closing at Sunlife Title
Teaching realtors how to win the modern buyer
Education
Teaching realtors how to win the modern buyer
Just closed — celebrating at Capital Title Partners
Closings
Just closed — celebrating at Capital Title Partners
NAHREP South Florida — championing Hispanic homeownership
Community
NAHREP South Florida — championing Hispanic homeownership
Welcome home — closing at Sunlife Title
Closings
Welcome home — closing at Sunlife Title
Sunlife & Realty partners appreciation event
Community
Sunlife & Realty partners appreciation event
Behind every approval, a family
Personal
Behind every approval, a family
Strategy session with our agent partners
Team
Strategy session with our agent partners
“What does my lender do for me?” — client workshop
Education
“What does my lender do for me?” — client workshop
Homebuying seminar for the Miami Springs community
Community
Homebuying seminar for the Miami Springs community
Industry conference, Florida
Community
Industry conference, Florida
Off-camera moment between client calls
Personal
Off-camera moment between client calls

From the feed

Latest on Instagram

Follow @lumos_mortgage for tips, closings & community moments.